Financing Real Estate in Baja California Sur
It is possible for Americans, Canadians and foreigners to finance property in Mexico.
Financing for US & Canadian citizens has been available since 2006 using the Mexico property as collateral. Many lenders have come and gone from our Mexico market during this time and currently the only lenders that are funding are high interest rate lenders. Rates typically end up anywhere between 9.5% - 16%. Typical down payments required are 35% and loans vary anywhere from 20 yrs - 30yr amortizations. It is typical to not have a prepayment penalty, however all loans are viewed on a case by case basis. Baja Smart Real Estate only refers clients to lenders who have successfully funded loans in our Market.
We update this page as programs change; this report is current/accurate as of Nov 2014.
View seller financing properties currently on the real estate market.